Weighty Decisions
Kentuckiana Mortgage Group has answers
Yes, it’s truly a seller’s market, and if you are looking to buy
a new home, local agency Kentuckiana Mortgage Group
can make that happen. “There’s not a lot that we don’t do,” Sea says. “It’s a seller’s
market. There are not a lot of houses on the market, but
that’s slowly changing.”
But do you really know what you can afford? If your
dream home hits the market, are you ready to make that
crucial offer? Sea adds that its common for buyers to put an offer on the
table, and then find there are four or five other offers avail-
able. It’s crucial to be pre-qualified, he says, and know how
much they’re able to spend. Using a local lending service
makes it easy to talk to your broker and stay on top of the
process along the way.
Born and raised in Southern Indiana, Brad Sea who has been
in the mortgage-lending industry for eight years, says his firm
¬– formed with friend Eric Jones, mortgage colleague Keith
Cullens and a team of well-versed employees – is designed
to help both first-time homebuyers and those looking to
move up or size down.
“We got together and talked and thought we could go out
on our own and use the skills we’ve obtained in the industry
for a smooth and stress-free purchase,” Sea says, adding
that 99 percent of their business comes from people pur-
chasing a new home. That includes those making the step
to their “forever” home or empty nesters looking to lessen
their square footage to a patio home or condominium.
“With us being local right here in New Albany, it holds some
weight,” Sea says.
Sea’s best advice for modern homebuyers? Get pre-ap-
proved as soon as possible. “The sooner we can get your info
and get going on the pre-application process, the better we
can advise on improving your situation so you know what
your max is and know what your limitations are,” he says.
For more information about obtaining a new mortgage,
call Kentuckiana Mortgage Group at 812.725.0017.
KENTUCKIANA MORTGAGE GROUP INC.
4510 Charlestown Road
Suite 700
New Albany
821.725.0017
This is an advertorial.
80 EXTOL : APRIL/MAY 2019